Top reasons for self-Guided inspections

  • Instant in-app chat support for agents and customers

  • Ability to pause and resume as needed

  • Establishes insured as the stakeholder from the beginning of the policy term

  • 50% less expensive than traditional inspection

  • Quicker turn-around time once completed

  • Less intrusive process for insureds

  • Convenience of not coordinating with an inspector to visit the property location

  • Data on secure server validating the location and information on initial application

  • Clear, standardized data to compare when claims are made

Broader impact:

  • Immediate awareness of common hazards

  • Reports lead to better business decisions including endorsements or cancellations

  • Lowered loss ratio for carriers

  • Recommendations related to life safety changes and other physical improvements

  • Enhanced community safety and property values 

  • Fun experience builds trust between policyholders, insurance agents, brokers, and carriers

Questions? Email us at Support@simpleinspection.com

Introducting Lighthouse Inspections

Thank you for your interest in Lighthouse Inspections. 

It’s an understatement to say that this is an extraordinary time. Due to the global Corona Virus pandemic (COVID-19), we are seeing limited mobility that is directly impacting insurers. 

Inspectors are unable to visit homes and properties in the US so the process has all but ground to a halt. Uncertainty about the severity and duration of the crisis has led to an increased interest in our Lighthouse Inspections app so that policyholders can help comply with the inspection requirement. In fact, no one has better access to the home than the person sheltering in place. 

Our business model is based on the idea that loss prevention should engage all industry stakeholders throughout the insurance lifecycle including the insureds, agents, brokers, and carriers. Traditional inspectors remove the property owners and managers from this process but the Lighthouse Inspections app puts the power back in their hands. 

Please note that there is no additional cost to download the app but some app stores use terms like “get" or “buy.” Once the app has been downloaded, you have access to a chat support along the way.

Once the inspection is completed, all future correspondence must be through the policyholder to the agent and the agent to the insurer.

Please note that failure to complete an inspection within the expiration date may result in a notice of cancellation. Contact your insurer directly with those questions or concerns.

If you have questions about this requirement, please contact your underwriter or Garrett@cig-llc.biz.

 
 
Technology is hard. Not everyone has an iPhone, Android or other smart phone device. Feel free to contact us at 719-301-7157 M-F 8am-5pm MST

Technology is hard. Not everyone has an iPhone, Android or other smart phone device. Feel free to contact us at 719-301-7157 M-F 8am-5pm MST

The Lighthouse Inspections app captures:

  • Proximity of brush and tree overhang (Clearance) 

  • Quality of roof 

  • Propane tanks 

  • Disrepair of exterior and/or interior of home

  • Security and safety alarms – affirming discounts 

  • Electrical panels, furnace, and water heaters

  • Plumbing and fixtures 

  • More!

 
 
 
 

The simplest way is to follow the prompts from Inspection app to ensure that all requisite photos are captured.

 

Information about loss prevention is widespread but the general population doesn’t always feel connected to the risks or a sense of urgency to avoid hazards.

Here are some helpful photos to demonstrate the process:

 
 
front of home simple inspection

front of home

Backyard simple inspection

Back yard

MAY REQURE MULTIPLE PHOTOS

 
 
Address on the property or the mailbox

Address on the property or the mailbox

mailbox simple inspection

must have

address

Pool on simple inspection

Pool

(if applicable)

Is the address visible for the fire department? IS THERE A POOL? SHOW US!

 
 
sides of the home simple inspection

all sides

of the home

roof simple inspection

the roof too!

 
 

Kitchen

kitchen appliances simple inspection
Make sure you send photos with the sinks and all the major appliances like the oven, refrigerator, and dishwasher

Make sure you send photos with the sinks and all the major appliances like the oven, refrigerator, and dishwasher

 

Don’t forget to take pictures under the kitchen and bathroom sinks!

 

bathrooms

Bathroom sink simple inspection
bathroom simple inspection
washer and dryer simple inspection

washer and dryer

 

Don’t forget to take a photo behind the washer and dryer to show us the hookups!

details: Inside and Outside

 
Smoke Alarms looks like this (above)

Smoke Alarms looks like this (above)

Electrical panels look something like this. We need a picture of it open and closed (Above)

Electrical panels look something like this. We need a picture of it open and closed (Above)

Water heaters look something like this and in California they must be double strapped

Water heaters look something like this and in California they must be double strapped

stairs simple inspection

STAIRS

inside

outside stairs simple inspection

stairs

outside

 
 

Please note that these sample photos are simply a guide. underwriting requirements may result in a request for additional photos.

The simplest way is to use the Lighthouse self-inspection application to ensure that all requisite photos are captured.

 

additionally…

 
We also utilize satellite imagery to capture a view of your roof and property for the inspection. You are not expected to provide this for loss control assessment but it is included in a report to your insurer.

We also utilize satellite imagery to capture a view of your roof and property for the inspection. You are not expected to provide this for loss control assessment but it is included in a report to your insurer.

Unable to perform a self inspection through the Lighthouse Inspections app? No worries. For an additional fee, we can arrange for a traditional home inspection. Rates average between $300-$500. Please contact your insurance agent immediately.

Unable to perform a self inspection through the Lighthouse Inspections app? No worries. For an additional fee, we can arrange for a traditional home inspection. Rates average between $300-$500. Please contact your insurance agent immediately.